When it comes to protecting your home—and your wallet—knowledge is power. That’s why home inspections aren’t just helpful; they’re essential. Whether you’re buying a new home, renewing your insurance policy, or just want peace of mind, the right type of inspection can save you money, uncover hidden issues, and help you plan for the future.

Here’s a breakdown of the most common home inspection types in Florida, what they cover, and why they matter.

Wind Mitigation Inspection

Protect your home—and your budget—from the next big storm.

Florida weather isn’t for the faint of heart. Between hurricane-force winds and heavy rain, your home needs strong defenses. A Wind Mitigation Inspection evaluates the wind-resistant features of your home, such as roof-to-wall connections, secondary water resistance, and impact-rated windows and doors.

Why it matters:

• Homeowners often save hundreds or even thousands annually on insurance premiums.
• In many cases, the cost of this inspection is offset 5 to 10 times by insurance savings.
• The inspection can also reveal critical upgrades needed to better protect your home during hurricanes.

Four Point Inspection

A Four Point Inspection focuses on the four key systems most likely to cause insurance claims:
Roof, Electrical, Plumbing, and HVAC (heating/cooling).

This inspection is typically required by insurance companies in Florida to obtain homeowners insurance.

Why it matters:

• Without this inspection, you may not qualify for homeowners insurance coverage.
• The report identifies issues before they become costly claims.
• It’s a proactive way to understand the current state of your home’s major systems.

Roof Certification Inspection

Know the condition of your roof—and what to expect next.

Your roof is your home’s first line of defense against the elements. A Roof Certification Inspection evaluates the age, condition, and remaining useful life of your roof, and is commonly requested by insurance providers.

Why it matters:

• Gain insight into how many more years your roof is expected to last.
• Prepare financially for potential roof repairs or replacement.
• Meet insurance underwriting requirements for policy approval or renewal.

Full Home Inspection

Buying a home? Make sure you know exactly what you’re getting.

A Full Home Inspection provides a detailed look at the overall condition of a property before you buy. It covers everything from structural integrity to safety issues and general maintenance concerns.

Why it matters:

• Identifies current deficiencies or damage and potential future repair needs.
• Equips you to negotiate confidently or walk away from a risky investment.
• Helps you make an informed decision about one of the biggest purchases of your life.

Why Choose Us?

At My Safe Home Inspection, we don’t just inspect homes—we empower homeowners. Our team of licensed, experienced inspectors is committed to providing detailed, honest, and reliable reports that help you make confident decisions.

Ready to protect your home and investment?
Schedule your inspection today and get the insights you need—before you need them.