There are a handful of common situations where you may need to schedule a home inspection. Let’s look at some of the most common situations that may require a home inspection:

Renewing Home Insurance – Whether you’re shopping for a new insurance provider, or renewing your current home insurance policy, you may be asked for a current 4 point inspection report. This report helps underwriters understand the condition of your home’s four main systems: Roof, Electrical, Plumbing, and HVAC. The goal is to verify that these systems are in good working order and do not pose an undue risk.

Seeking Insurance Discounts – Many people schedule a wind mitigation inspection because insurance carriers in Florida are required to provide a discount on wind insurance premiums for properties that are proven to have wind-resistant features. This inspection report provides the documentation needed to qualify for these discounts, helping you save money on your insurance premiums. 

Planning Ahead – It is always a good idea to have an accurate understanding of your home’s condition. Many people get a roof inspection simply to obtain clarity into the useful life (in years) remaining on their roof so they can make financial plans for their next roof replacement, or to identify any areas which need repair. This inspection is also typically requested by insurance providers as an assessment of risk in underwriting a new insurance policy on your home.

Real Estate – Many buyers and sellers opt to get a full home inspection before buying or selling a house. A full home inspection looks at a home from top to bottom, literally. This report provides insights into the home’s overall condition with detailed notes and photos of every room and system. Identifying existing problems and safety hazards (or the lack thereof) can help buyers and sellers negotiate pricing and provide clarity throughout the process.